Privacy Policy

What Personal Information We Collect

The personal information we collect depends on your interaction with our site. It may include:

• Name, date of birth, and demographic details
• Contact information (email, phone, address)
• Identification numbers (driver’s license, social insurance number, government-issued ID)
• Employment status and income details
• Bank account and financial information
• Loan request amount, reason, and preferences
• Communications with our team
• Website usage data (IP address, browser type, referral pages, time/date stamp, activity on our site)
• Location and device information

How We Use Your Information

Spot Canada Loan may use the information you provide for business purposes, including:

• To connect you with loan providers in our network
• To provide services, respond to inquiries, and contact you
• To send you relevant offers, updates, alerts, and marketing communications about loans and related financial products (credit monitoring, debt relief, etc.)
• To improve our site, systems, and user experience
• For research, analysis, product development and algorithm optimization
• To verify identity, prevent fraud, cyberattacks, or illegal activity
• To comply with law, respond to court orders, or fulfill legal obligations
• To protect our rights, property, or safety, and that of our affiliates, partners, or users
• As part of business changes (e.g., sale or transfer of assets, liquidation, restructuring)
• Any other uses you expressly authorize or consent to

Sharing Your Information

We share your information for these reasons:

• To connect you with lenders, financial service providers, and lender networks in our marketplace
• To facilitate loan matching, transaction processing, or future loan requests on our platform
• With our affiliates and service providers for everyday business operations and marketing
• With non-affiliate partners who may offer financial products and services
• With agents, technical service providers, and advertisers conducting marketing or communications on our behalf
• When required by law, court order, or regulation

Sharing Sensitive Personal Information: We do not share sensitive personal information (such as SIN, account numbers, birth date, ID numbers) except as needed to provide a financial product/service you requested, with your express consent, or as legally required.

Your Privacy Choices & Opt-Out

• You may opt out of marketing communications from Spot Canada Loan at any time.
• To limit information sharing, contact us at support@spotcanadaloan.com.
• For privacy requests, please describe your concern in detail. Please omit sensitive data in your first email.

Cookies & Tracking

Our site uses cookies and similar technologies to enhance your browsing experience and personalize content. Cookies may track usage and preferences. You may disable cookies in your browser, but certain site features may be unavailable. Some partners and advertisers may also use cookies, which we do not control.

Children’s Privacy

We do not knowingly collect or share information from children under 18. If you believe a minor has provided information to us, please contact support@spotcanadaloan.com.

Data Security & Retention

Your information is protected with measures that meet Canadian regulatory standards, including encryption and physical safeguards. We retain data only as needed for business purposes, compliance, and legal rights, or as required by law.

Other Information

• We may update this policy as our practices evolve—check this page for the latest version.
• Your continued use of our site or services means acceptance of the policy changes.
• This policy applies only to spotcanadaloan.com and affiliated platforms. Linked third-party sites may have different policies.

Contact Us

For questions or privacy concerns, please email support@spotcanadaloan.com.